Because I worked in public interest law and housing especially, I saw the back end of the recklessness. People getting evicted or foreclosed on. Your creative skills get real sharp fast. I also teach this stuff now. Been teaching it since 2005. Crazy stuff. Never forget the guy who had 20 houses and lost all of them. He got caught right when the market seized up. He can’t get a loan for a toothbrush now. But there were thousands of folk like him. Then their crooked stupidity would trickle down to a family renting from him, paying their rent but he pocketed the money rather than pay the bloated mortgage. Just one tale. That’s why that magazine sounds so interesting. It helps pull it all together.